Credit score requirements vary by lender and financing product. The best way to find out is to apply. Many financing applications offer a soft credit check that doesn’t affect your score.
WHY FINANCE WITH US
Why Academy Air Customers Choose Financing
A new HVAC system or a major repair shouldn’t have to wait until you’ve saved up enough cash. Academy Air offers HVAC financing options that let you move forward with the work your home needs.
No Down Payment
Get started right away with no money out of pocket on approved financing. Once you’re approved, we get to work.
Fast Decisions
Our financing partner provides quick credit decisions, so you’re not waiting days to find out if you’re approved.
Trusted Partner
Academy Air works with GreenSky, an established financing provider, to offer St. Louis homeowners reliable HVAC financing with clear terms.
OUR FINANCING PARTNER
Choose the Option that Works for You
Financing through GreenSky.
No Interest if Paid in Full in 12 Months
HOW IT WORKS
Plan 2521. Subject to credit approval. APRs range from 15.85% to 24.77% (fixed periodic interest rates range from 17.99% to 29.99%). Only well-qualified applicants will receive the lowest rate. Loan amount and rate vary based on income and creditworthiness. During the 12-month promotional period, interest is billed but waived if the amount financed is paid in full before the promotional period expires. Any unpaid balance after the promotional period will be paid over 84 monthly payments.
Fixed Rate 9.99% APR for 120 Months
HOW IT WORKS
Plan 2739. Loan term is 120 months at a fixed rate of 9.99% APR. Subject to credit approval.
FINANCING HOURS
When to Reach Our Financing Partner
GET STARTED
Request Service and We’ll Handle the Financing
Fill out the form or give us a call. A member of our team will contact you during business hours to walk you through your HVAC financing options.
(314) 770-9800
No-obligation, free estimates on all major HVAC work
Flexible HVAC financing options available on approved credit
FAQ
Common Questions About HVAC Financing
What credit score do I need to finance an HVAC system?
What HVAC financing options does Academy Air offer?
Academy Air offers HVAC financing through GreenSky, a trusted lending partner. Actual terms depend on the lender, the amount financed, and your credit profile.
Is there a down payment required?
No. Academy Air’s financing options require no down payment on approved credit. You can get started right away, and funds are directed to Academy Air so the work begins immediately after approval.
What HVAC equipment qualifies for financing?
Financing is available for most major HVAC purchases and installations, including central air conditioner and furnace installations or replacements, heat pump systems, and ductless mini-split systems. Ask your Academy Air technician about available options for your specific project.